Scroll of Coin & Current

1. Payment Processing

All payments on WitchesMarketplace™ are processed through third-party payment providers, including but not limited to Stripe and PayPal.

• Buyers submit payment at checkout.

• Funds are collected by the payment processor, not directly by WitchesMarketplace™.

• Vendors must maintain an active, verified payment account to receive payouts.

• Payment Processing Fees
  All payments are processed through third-party payment processors (e.g., Stripe, PayPal).
  Standard processing fees (currently approximately 2.9% + $0.30 per transaction) are deducted before vendor payouts.
  Processing rates are set by the payment processor and may change without notice.

We do not store full payment card details on our servers.

2. Maker Payouts

• Vendor earnings are paid out according to the payout schedule set within the platform.

• Payout timing may vary based on:

  • Payment processor policies

  • Account verification status

  • Transaction risk reviews

  • Holidays or banking delays

WitchesMarketplace™ does not guarantee instant or same-day payouts.

3. Platform Fees & Commissions

WitchesMarketplace™ collects a commission on each completed transaction.

This may include:

• Platform commission

• Payment processing fees charged by third-party processors

• Optional service or promotional fees (if applicable)

All fees are automatically deducted before payout.
Vendors are responsible for reviewing their earnings dashboard and understanding their net payout.

4. Payment Holds & Reserves

Funds may be temporarily held or placed in reserve under the following circumstances:

• New vendor accounts

• High-value transactions

• Unusual purchasing activity

• Buyer disputes or chargebacks

• Compliance or risk reviews by payment processors

These holds are not punishments and may be imposed by:

• WitchesMarketplace™

• Stripe, PayPal, or other processors

Release timing is determined by the processor and is outside our direct control.

5. Chargebacks, Refunds & Disputes

If a buyer files a dispute, chargeback, or payment reversal:

• The disputed amount may be deducted from the vendor’s balance

• Associated dispute or chargeback fees may apply

• Vendors are responsible for providing any requested documentation

WitchesMarketplace™ reserves the right to temporarily suspend payouts during active disputes.

6. Failed or Returned Payouts

If a payout fails due to:

• Incorrect banking information

• Closed or restricted accounts

• Processor compliance issues

The vendor is responsible for correcting the issue.
Repeated payout failures may result in account review or suspension.

7. Taxes & Financial Responsibility

Vendors are solely responsible for:

• Reporting income

• Paying applicable taxes

• Complying with local, state, federal, and international tax laws

WitchesMarketplace™ does not provide tax advice.

8. Account Suspension & Withheld Funds

In cases of:

• Policy violations

• Fraudulent activity

• Legal or regulatory requirements

• Community Standards breaches

WitchesMarketplace™ may:

• Suspend payouts

• Withhold funds temporarily or permanently

• Apply funds toward refunds, disputes, or outstanding fees

Decisions are made to protect the integrity of the marketplace.

9. Platform Authority

WitchesMarketplace™ reserves the right to:

• Modify payout schedules

• Update fees or commission structures

• Adjust payment procedures as required by law or processor policy

Changes will be posted publicly. Continued use of the platform constitutes acceptance.

10. Acceptance of the Current

By selling on WitchesMarketplace™, vendors acknowledge that:

• Payment processing involves third-party systems

• Delays and holds may occur

• WitchesMarketplace™ is not a bank or financial institution

This Scroll governs the flow of coin within the Circle.